I actually purchased my home a few years ago. Mainstay Mortgage made it possible. This was my first experience with the real estate market. At the time I had a great score but was completely off the grid. No debt, credit cards, auto loan, ect. John and Rob were extremely helpful and patient with me. Helped me establish myself as a individual with strong credit worthiness. Not only did I get my mortgage but at a great rate. I know that without the help from the guys at Mainstay I most likely would have not qualified for a mortgage at that time.